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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,506 | $79,189+25.7% | $102,457-2.9% | $74,400+33.7% |
| Participation rate | 42.1% | 74.8%-32.6pp | 76.5%-34.3pp | 67.2%-25.1pp |
| Annual return | 14.81% | 54.98%-40.2pp | 29.41%-14.6pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $1,106 | $2,362-53.2% | $3,022-63.4% | $2,624-57.8% |
| Participant deferral / active EE | $2,293 | $4,415-48.1% | $5,054-54.6% | $4,348-47.3% |
| Admin fee / account holder | $3,886 | $2,002+94.1% | $9,451-58.9% | $1,944+99.9% |