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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,506 | $79,181+25.7% | $102,423-2.8% | $74,429+33.7% |
| Participation rate | 42.1% | 74.8%-32.6pp | 76.5%-34.4pp | 67.2%-25.1pp |
| Annual return | 14.81% | 54.97%-40.2pp | 29.42%-14.6pp | 1368.38%-1353.6pp |
| Employer contribution / active EE | $1,106 | $2,362-53.2% | $3,023-63.4% | $2,625-57.9% |
| Participant deferral / active EE | $2,293 | $4,416-48.1% | $5,054-54.6% | $4,348-47.3% |
| Admin fee / account holder | $3,886 | $2,002+94.1% | $9,455-58.9% | $1,944+99.9% |