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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,418 | $85,713-15.5% | $86,698-16.5% | - |
| Participation rate | 46.5% | 72.2%-25.7pp | 76.6%-30.1pp | - |
| Annual return | -18.81% | -20.12%+1.3pp | 35.95%-54.8pp | - |
| Employer contribution / active EE | $1,296 | $1,789-27.6% | $2,837-54.3% | - |
| Participant deferral / active EE | $2,619 | $3,318-21.1% | $4,656-43.8% | - |
| Admin fee / account holder | $1,914 | $28,935-93.4% | $7,493-74.5% | - |