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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,297 | $110,337+190.3% | $102,383+212.8% | $145,877+119.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.85% | 24.83%-15.0pp | 24.94%-15.1pp | 551.28%-541.4pp |
| Employer contribution / active EE | $7,531 | $4,216+78.6% | $3,870+94.6% | $4,663+61.5% |
| Participant deferral / active EE | $11,465 | $5,621+104.0% | $5,060+126.6% | $6,691+71.4% |
| Admin fee / account holder | $23,027 | $9,750+136.2% | $8,391+174.4% | $13,402+71.8% |