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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,484 | $106,008+129.7% | $92,240+164.0% | $147,586+65.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.54% | 50.05%-40.5pp | 176.29%-166.7pp | 578.59%-569.1pp |
| Employer contribution / active EE | $1,912 | $4,333-55.9% | $3,680-48.0% | $4,876-60.8% |
| Participant deferral / active EE | $6,039 | $4,478+34.9% | $3,897+55.0% | $5,439+11.0% |
| Admin fee / account holder | $1,783 | $6,333-71.8% | $5,194-65.7% | $10,886-83.6% |