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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,662 | $115,814+123.3% | $101,275+155.4% | $158,982+62.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 8.88% | 56.16%-47.3pp | 46.48%-37.6pp | 302.99%-294.1pp |
| Employer contribution / active EE | $2,512 | $4,176-39.8% | $3,660-31.4% | $4,763-47.2% |
| Participant deferral / active EE | $8,494 | $4,958+71.3% | $4,371+94.4% | $5,983+42.0% |
| Admin fee / account holder | $4,730 | $7,249-34.8% | $5,948-20.5% | $11,252-58.0% |