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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,877 | $184,014+75.5% | $161,149+100.4% | $138,895+132.5% |
| Participation rate | 94.1% | 82.1%+12.0pp | 78.8%+15.3pp | 79.9%+14.2pp |
| Annual return | 20.31% | 21.52%-1.2pp | 21.16%-0.9pp | 145.39%-125.1pp |
| Employer contribution / active EE | $3,266 | $5,055-35.4% | $4,360-25.1% | $4,194-22.1% |
| Participant deferral / active EE | $7,504 | $6,909+8.6% | $6,153+22.0% | $6,396+17.3% |
| Admin fee / account holder | $654 | $18,027-96.4% | $15,194-95.7% | $12,562-94.8% |