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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,538 | $162,812+63.7% | $133,971+99.0% | $158,966+67.7% |
| Participation rate | 95.2% | 83.2%+12.0pp | 79.8%+15.4pp | 82.0%+13.3pp |
| Annual return | 27.60% | 41.94%-14.3pp | 45.09%-17.5pp | 302.95%-275.4pp |
| Employer contribution / active EE | $2,378 | $4,976-52.2% | $3,919-39.3% | $4,762-50.1% |
| Participant deferral / active EE | $5,804 | $5,910-1.8% | $5,047+15.0% | $5,983-3.0% |
| Admin fee / account holder | $407 | $11,741-96.5% | $8,929-95.4% | $11,250-96.4% |