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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,956 | $93,589-23.1% | $135,942-47.1% | $75,181-4.3% |
| Participation rate | 59.2% | 75.2%-16.0pp | 81.9%-22.7pp | 67.2%-8.0pp |
| Annual return | 28.20% | 30.90%-2.7pp | 68.28%-40.1pp | 160.69%-132.5pp |
| Employer contribution / active EE | $3,370 | $3,537-4.7% | $4,858-30.6% | $2,671+26.2% |
| Participant deferral / active EE | $6,634 | $6,405+3.6% | $7,759-14.5% | $4,126+60.8% |
| Admin fee / account holder | $6,736 | $6,977-3.5% | $10,764-37.4% | $5,650+19.2% |