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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,722 | $82,674-47.1% | $125,381-65.1% | $68,486-36.2% |
| Participation rate | 57.1% | 75.1%-17.9pp | 82.4%-25.2pp | 67.9%-10.8pp |
| Annual return | -18.39% | -5.97%-12.4pp | 572.31%-590.7pp | -7.85%-10.5pp |
| Employer contribution / active EE | $4,130 | $3,382+22.1% | $4,815-14.2% | $2,597+59.1% |
| Participant deferral / active EE | $8,452 | $6,111+38.3% | $7,448+13.5% | $4,028+109.9% |
| Admin fee / account holder | $13,063 | $6,277+108.1% | $10,007+30.5% | $5,404+141.7% |