Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,189 | $95,404-12.8% | $113,397-26.6% | $82,637+0.7% |
| Participation rate | 46.3% | 72.8%-26.5pp | 76.5%-30.2pp | 68.1%-21.8pp |
| Annual return | 8.50% | 19.08%-10.6pp | 23.20%-14.7pp | 53.51%-45.0pp |
| Employer contribution / active EE | $1,093 | $2,307-52.6% | $2,977-63.3% | $2,552-57.2% |
| Participant deferral / active EE | $1,809 | $4,220-57.1% | $5,076-64.4% | $4,126-56.1% |
| Admin fee / account holder | $1,909 | $9,168-79.2% | $11,957-84.0% | $7,339-74.0% |