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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,370 | $175,212-69.0% | $149,682-63.7% | $139,427-61.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.35% | 166.63%-158.3pp | 134.35%-126.0pp | 373.27%-364.9pp |
| Employer contribution / active EE | $4,411 | $5,475-19.4% | $4,818-8.5% | $4,752-7.2% |
| Participant deferral / active EE | $13,466 | $6,520+106.5% | $5,681+137.0% | $6,711+100.7% |
| Admin fee / account holder | $918 | $16,150-94.3% | $13,210-93.0% | $11,404-91.9% |