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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,167 | $217,392-76.9% | $185,818-73.0% | $167,497-70.0% |
| Participation rate | 87.5% | 86.0%+1.5pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 7.09% | 148.37%-141.3pp | 122.06%-115.0pp | 478.62%-471.5pp |
| Employer contribution / active EE | $3,452 | $5,873-41.2% | $5,168-33.2% | $4,838-28.7% |
| Participant deferral / active EE | $7,060 | $6,357+11.1% | $5,568+26.8% | $6,341+11.3% |
| Admin fee / account holder | $6,957 | $19,813-64.9% | $16,239-57.2% | $12,310-43.5% |