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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,167 | $217,432-76.9% | $185,851-73.0% | $167,553-70.1% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 7.09% | 148.43%-141.3pp | 122.11%-115.0pp | 478.89%-471.8pp |
| Employer contribution / active EE | $3,452 | $5,874-41.2% | $5,168-33.2% | $4,840-28.7% |
| Participant deferral / active EE | $7,060 | $6,357+11.1% | $5,569+26.8% | $6,343+11.3% |
| Admin fee / account holder | $6,957 | $19,820-64.9% | $16,245-57.2% | $12,316-43.5% |