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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,285 | $138,078-62.9% | $125,363-59.1% | $134,509-61.9% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -41.86% | 750.49%-792.3pp | 572.15%-614.0pp | 418.13%-460.0pp |
| Employer contribution / active EE | $3,343 | $5,245-36.3% | $4,815-30.6% | $4,741-29.5% |
| Participant deferral / active EE | $7,455 | $7,800-4.4% | $7,447+0.1% | $6,400+16.5% |
| Admin fee / account holder | $6,421 | $11,566-44.5% | $10,005-35.8% | $11,427-43.8% |