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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,534 | $138,075-69.2% | $123,552-65.6% | $135,379-68.6% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | -22.85% | 153.70%-176.5pp | 119.20%-142.1pp | 519.79%-542.6pp |
| Employer contribution / active EE | $2,501 | $5,152-51.5% | $4,628-46.0% | $4,779-47.7% |
| Participant deferral / active EE | $5,806 | $6,800-14.6% | $6,426-9.6% | $5,609+3.5% |
| Admin fee / account holder | $1,201 | $10,917-89.0% | $9,285-87.1% | $10,828-88.9% |