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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,589 | $108,825-22.3% | $156,181-45.8% | $82,448+2.6% |
| Participation rate | 96.9% | 72.4%+24.5pp | 78.8%+18.0pp | 68.1%+28.8pp |
| Annual return | 15.61% | 20.59%-5.0pp | 64.87%-49.3pp | 41.64%-26.0pp |
| Employer contribution / active EE | $1,812 | $2,870-36.9% | $4,294-57.8% | $2,551-29.0% |
| Participant deferral / active EE | $3,036 | $4,577-33.7% | $6,132-50.5% | $4,139-26.7% |
| Admin fee / account holder | $1,948 | $9,341-79.1% | $14,586-86.6% | $7,234-73.1% |