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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,369 | $102,385-61.5% | $147,080-73.2% | $80,935-51.4% |
| Participation rate | 79.6% | 75.9%+3.8pp | 82.2%-2.6pp | 67.7%+12.0pp |
| Annual return | 13.32% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.3pp |
| Employer contribution / active EE | $385 | $3,717-89.6% | $4,933-92.2% | $2,757-86.0% |
| Participant deferral / active EE | $2,945 | $6,651-55.7% | $8,066-63.5% | $4,299-31.5% |
| Admin fee / account holder | $1,327 | $7,951-83.3% | $12,989-89.8% | $6,924-80.8% |