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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,070 | $106,749-60.6% | $145,433-71.1% | $82,448-49.0% |
| Participation rate | 83.9% | 75.6%+8.3pp | 82.1%+1.8pp | 68.1%+15.9pp |
| Annual return | 21.69% | 27.59%-5.9pp | 66.58%-44.9pp | 41.64%-19.9pp |
| Employer contribution / active EE | $403 | $3,444-88.3% | $4,554-91.2% | $2,551-84.2% |
| Participant deferral / active EE | $2,856 | $6,519-56.2% | $7,897-63.8% | $4,139-31.0% |
| Admin fee / account holder | $725 | $8,390-91.4% | $13,129-94.5% | $7,234-90.0% |