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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,070 | $106,864-60.6% | $147,318-71.4% | $82,637-49.1% |
| Participation rate | 83.9% | 75.5%+8.4pp | 82.1%+1.9pp | 68.1%+15.9pp |
| Annual return | 21.69% | 27.49%-5.8pp | 70.43%-48.7pp | 53.51%-31.8pp |
| Employer contribution / active EE | $403 | $3,417-88.2% | $4,593-91.2% | $2,552-84.2% |
| Participant deferral / active EE | $2,856 | $6,496-56.0% | $7,906-63.9% | $4,126-30.8% |
| Admin fee / account holder | $725 | $8,415-91.4% | $13,708-94.7% | $7,339-90.1% |