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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,365 | $166,089-58.8% | $164,928-58.5% | $145,978-53.2% |
| Participation rate | 79.2% | 82.0%-2.8pp | 78.6%+0.5pp | 80.3%-1.1pp |
| Annual return | 21.76% | 100.26%-78.5pp | 70.08%-48.3pp | 550.52%-528.8pp |
| Employer contribution / active EE | $1,038 | $5,276-80.3% | $4,343-76.1% | $4,662-77.7% |
| Participant deferral / active EE | $3,620 | $6,961-48.0% | $6,034-40.0% | $6,690-45.9% |
| Admin fee / account holder | $2,688 | $16,641-83.8% | $12,684-78.8% | $13,400-79.9% |