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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,940 | $142,361-67.7% | $119,608-61.6% | $134,509-65.8% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -13.07% | -12.46%-0.6pp | -14.98%+1.9pp | 418.13%-431.2pp |
| Employer contribution / active EE | $961 | $5,224-81.6% | $4,232-77.3% | $4,741-79.7% |
| Participant deferral / active EE | $3,539 | $6,468-45.3% | $5,601-36.8% | $6,400-44.7% |
| Admin fee / account holder | $13,802 | $13,588+1.6% | $10,326+33.7% | $11,427+20.8% |