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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,790 | $91,525-39.0% | $130,026-57.1% | $75,181-25.8% |
| Participation rate | 66.7% | 71.4%-4.8pp | 78.5%-11.8pp | 67.2%-0.5pp |
| Annual return | 21.48% | -631.40%+652.9pp | -137.26%+158.7pp | 160.69%-139.2pp |
| Employer contribution / active EE | $801 | $2,844-71.8% | $4,321-81.5% | $2,671-70.0% |
| Participant deferral / active EE | $3,044 | $4,342-29.9% | $5,821-47.7% | $4,126-26.2% |
| Admin fee / account holder | $480 | $6,778-92.9% | $10,608-95.5% | $5,650-91.5% |