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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,365 | $166,242-58.9% | $165,071-58.6% | $145,884-53.1% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.6%+0.5pp | 80.3%-1.1pp |
| Annual return | 21.76% | 100.44%-78.7pp | 70.17%-48.4pp | 551.85%-530.1pp |
| Employer contribution / active EE | $1,038 | $5,283-80.4% | $4,347-76.1% | $4,662-77.7% |
| Participant deferral / active EE | $3,620 | $6,964-48.0% | $6,035-40.0% | $6,690-45.9% |
| Admin fee / account holder | $2,688 | $16,658-83.9% | $12,695-78.8% | $13,392-79.9% |