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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,365 | $166,020-58.8% | $164,866-58.5% | $145,959-53.2% |
| Participation rate | 79.2% | 82.0%-2.8pp | 78.6%+0.6pp | 80.3%-1.1pp |
| Annual return | 21.76% | 100.08%-78.3pp | 69.97%-48.2pp | 561.95%-540.2pp |
| Employer contribution / active EE | $1,038 | $5,275-80.3% | $4,343-76.1% | $4,661-77.7% |
| Participant deferral / active EE | $3,620 | $6,961-48.0% | $6,033-40.0% | $6,689-45.9% |
| Admin fee / account holder | $2,688 | $16,644-83.9% | $12,689-78.8% | $13,398-79.9% |