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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,353 | $48,274+101.7% | $63,244+53.9% | $59,633+63.3% |
| Participation rate | 69.6% | 66.3%+3.2pp | 71.0%-1.5pp | 68.7%+0.9pp |
| Annual return | -1.17% | -240.79%+239.6pp | -70.31%+69.1pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $2,215 | $1,586+39.7% | $2,322-4.6% | $2,203+0.6% |
| Participant deferral / active EE | $3,945 | $2,343+68.4% | $2,953+33.6% | $3,192+23.6% |
| Admin fee / account holder | $4,797 | $3,600+33.2% | $5,893-18.6% | $4,297+11.6% |