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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,987 | $63,082+64.8% | $81,726+27.2% | $79,856+30.2% |
| Participation rate | 75.3% | 67.5%+7.7pp | 72.0%+3.3pp | 69.6%+5.6pp |
| Annual return | 7.94% | 22.66%-14.7pp | 29.49%-21.6pp | 31.71%-23.8pp |
| Employer contribution / active EE | $2,209 | $1,795+23.0% | $4,311-48.8% | $2,471-10.6% |
| Participant deferral / active EE | $4,018 | $2,780+44.5% | $7,108-43.5% | $3,741+7.4% |
| Admin fee / account holder | $19,801 | $4,428+347.1% | $5,160+283.7% | $5,306+273.1% |