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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,831 | $124,980-71.3% | $108,359-66.9% | $154,746-76.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 9.17% | 45.00%-35.8pp | 36.89%-27.7pp | 172.34%-163.2pp |
| Employer contribution / active EE | $1,721 | $2,851-39.6% | $2,399-28.3% | $4,379-60.7% |
| Participant deferral / active EE | $2,233 | $4,743-52.9% | $4,137-46.0% | $6,730-66.8% |
| Admin fee / account holder | $1,211 | $11,502-89.5% | $9,741-87.6% | $14,365-91.6% |