Filed January 3, 2017
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1+ years Filed as: AMERICAN TRUST RETIREMENT Service code 15 895 MAIN STREET · DUBUQUE, IA 520040938 | Recordkeeping | $38,101 |
Filed as: TRANSAMERICA FINANCIAL ADVISOR Service code 16 11315 JOHNS CREEK PARKWAY · JOHNS CREEK, GA 30097 | Consulting | $21,766 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,068 | $46,360-13.6% | $147,617-72.9% | $52,331-23.4% |
| Participation rate | 77.0% | 64.9%+12.1pp | 84.6%-7.6pp | 68.1%+8.9pp |
| Annual return | -2.36% | 1.62%-4.0pp | 61.98%-64.3pp | 4.54%-6.9pp |
| Employer contribution / active EE | $263 | $2,126-87.6% | $5,564-95.3% | $1,882-86.0% |
| Participant deferral / active EE | $2,877 | $2,258+27.5% | $4,895-41.2% | $3,022-4.8% |
| Admin fee / account holder | $570 | $766-25.5% | $11,612-95.1% | $592-3.6% |