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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,313 | $110,629-84.4% | $80,784-78.6% | $167,553-89.7% |
| Participation rate | 84.2% | 64.0%+20.3pp | 54.2%+30.0pp | 82.1%+2.1pp |
| Annual return | 12.20% | 120.58%-108.4pp | 87.31%-75.1pp | 478.89%-466.7pp |
| Employer contribution / active EE | $1,018 | $1,543-34.0% | $1,160-12.2% | $4,840-79.0% |
| Participant deferral / active EE | $598 | $2,871-79.2% | $2,145-72.1% | $6,343-90.6% |
| Admin fee / account holder | $1,252 | $4,547-72.5% | $3,380-63.0% | $12,316-89.8% |