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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,871 | $108,285-84.4% | $77,552-78.2% | $158,982-89.4% |
| Participation rate | 94.4% | 64.4%+30.0pp | 54.2%+40.3pp | 82.0%+12.5pp |
| Annual return | 18.10% | 31.69%-13.6pp | 54.82%-36.7pp | 302.99%-284.9pp |
| Employer contribution / active EE | $7,284 | $1,325+449.8% | $987+638.3% | $4,763+52.9% |
| Participant deferral / active EE | $591 | $2,455-76.0% | $1,861-68.3% | $5,983-90.1% |
| Admin fee / account holder | $419 | $3,709-88.7% | $2,859-85.3% | $11,252-96.3% |