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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,240 | $104,116-73.8% | $71,089-61.7% | $135,380-79.9% |
| Participation rate | 70.0% | 65.7%+4.3pp | 54.6%+15.4pp | 82.6%-12.6pp |
| Annual return | -7.38% | 1256.51%-1263.9pp | 650.65%-658.0pp | 519.81%-527.2pp |
| Employer contribution / active EE | $6,207 | $1,485+318.0% | $1,088+470.7% | $4,779+29.9% |
| Participant deferral / active EE | $3,002 | $2,524+18.9% | $1,873+60.3% | $5,609-46.5% |
| Admin fee / account holder | $801 | $4,142-80.7% | $3,082-74.0% | $10,828-92.6% |