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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,052 | $77,920-53.7% | $149,723-75.9% | $75,177-52.0% |
| Participation rate | 33.0% | 65.6%-32.6pp | 78.8%-45.8pp | 67.2%-34.2pp |
| Annual return | 38.02% | 31.72%+6.3pp | 134.50%-96.5pp | 160.75%-122.7pp |
| Employer contribution / active EE | $1,316 | $3,138-58.1% | $4,821-72.7% | $2,671-50.7% |
| Participant deferral / active EE | $2,523 | $3,411-26.1% | $5,682-55.6% | $4,126-38.9% |
| Admin fee / account holder | $985 | $5,951-83.4% | $13,215-92.5% | $5,651-82.6% |