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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,489 | $65,125-67.0% | $143,797-85.1% | $66,949-67.9% |
| Participation rate | 32.1% | 65.2%-33.1pp | 80.3%-48.2pp | 69.8%-37.7pp |
| Annual return | -17.74% | -11.13%-6.6pp | -0.04%-17.7pp | 1.57%-19.3pp |
| Employer contribution / active EE | $1,036 | $2,362-56.1% | $4,952-79.1% | $2,545-59.3% |
| Participant deferral / active EE | $2,290 | $2,920-21.6% | $5,638-59.4% | $4,239-46.0% |
| Admin fee / account holder | $320 | $503-36.4% | $14,679-97.8% | $594-46.1% |