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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,740 | $91,198-87.1% | $178,503-93.4% | $79,856-85.3% |
| Participation rate | 43.4% | 69.2%-25.8pp | 81.9%-38.6pp | 69.6%-26.3pp |
| Annual return | 63.88% | 24.20%+39.7pp | 151.12%-87.2pp | 31.71%+32.2pp |
| Employer contribution / active EE | $1,105 | $3,257-66.1% | $5,011-78.0% | $2,471-55.3% |
| Participant deferral / active EE | $2,328 | $3,237-28.1% | $5,202-55.3% | $3,741-37.8% |
| Admin fee / account holder | $26 | $6,748-99.6% | $13,987-99.8% | $5,306-99.5% |