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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,365 | $103,000+8.1% | $90,300+23.3% | $152,885-27.2% |
| Participation rate | 90.0% | 75.9%+14.1pp | 73.3%+16.7pp | 82.5%+7.5pp |
| Annual return | 18.94% | 95.19%-76.3pp | 78.11%-59.2pp | 345.39%-326.4pp |
| Employer contribution / active EE | $1,670 | $3,138-46.8% | $2,854-41.5% | $4,763-64.9% |
| Participant deferral / active EE | $4,650 | $4,281+8.6% | $3,884+19.7% | $5,851-20.5% |
| Admin fee / account holder | $4,321 | $6,173-30.0% | $5,353-19.3% | $11,598-62.7% |