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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,422 | $100,911+21.3% | $90,440+35.4% | $158,966-23.0% |
| Participation rate | 84.2% | 75.0%+9.2pp | 72.7%+11.5pp | 82.0%+2.2pp |
| Annual return | 10.77% | 1726.62%-1715.8pp | 1294.38%-1283.6pp | 302.95%-292.2pp |
| Employer contribution / active EE | $1,572 | $3,690-57.4% | $3,263-51.8% | $4,762-67.0% |
| Participant deferral / active EE | $3,887 | $4,348-10.6% | $3,964-1.9% | $5,983-35.0% |
| Admin fee / account holder | $842 | $6,507-87.1% | $5,615-85.0% | $11,250-92.5% |