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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,384 | $81,276+55.5% | $155,574-18.8% | $80,925+56.2% |
| Participation rate | 97.0% | 66.2%+30.7pp | 78.2%+18.8pp | 67.7%+29.3pp |
| Annual return | 7.90% | 33.36%-25.5pp | 64.87%-57.0pp | 35.65%-27.8pp |
| Employer contribution / active EE | $5,520 | $3,103+77.9% | $4,676+18.1% | $2,756+100.3% |
| Participant deferral / active EE | $5,397 | $3,453+56.3% | $5,629-4.1% | $4,299+25.5% |
| Admin fee / account holder | $23,721 | $7,993+196.8% | $15,914+49.1% | $6,940+241.8% |