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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,568 | $77,908+66.3% | $149,696-13.4% | $75,173+72.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | -6.60% | 31.73%-38.3pp | 134.46%-141.1pp | 160.72%-167.3pp |
| Employer contribution / active EE | $5,516 | $3,138+75.8% | $4,821+14.4% | $2,671+106.5% |
| Participant deferral / active EE | $4,988 | $3,411+46.2% | $5,682-12.2% | $4,126+20.9% |
| Admin fee / account holder | $58,608 | $5,950+885.1% | $13,212+343.6% | $5,651+937.2% |