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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,065 | $85,171+160.7% | $172,753+28.5% | $72,976+204.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | -1.60% | 27.32%-28.9pp | 803.00%-804.6pp | 81.02%-82.6pp |
| Employer contribution / active EE | $5,867 | $3,324+76.5% | $5,144+14.1% | $2,440+140.5% |
| Participant deferral / active EE | $5,887 | $3,260+80.6% | $5,198+13.3% | $3,608+63.2% |
| Admin fee / account holder | $952 | $5,880-83.8% | $13,956-93.2% | $5,124-81.4% |