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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,363 | $61,660+7.6% | $80,022-17.1% | $64,181+3.4% |
| Participation rate | 66.7% | 71.7%-5.0pp | 75.8%-9.2pp | 69.6%-2.9pp |
| Annual return | -5.87% | -0.33%-5.5pp | 11.22%-17.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $2,331 | $1,810+28.8% | $2,468-5.5% | $2,381-2.1% |
| Participant deferral / active EE | $4,727 | $2,968+59.3% | $3,686+28.3% | $3,470+36.3% |
| Admin fee / account holder | $2,991 | $5,417-44.8% | $6,521-54.1% | $4,887-38.8% |