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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,189 | $67,411-4.8% | $91,004-29.5% | $70,126-8.5% |
| Participation rate | 68.9% | 71.4%-2.5pp | 75.6%-6.8pp | 69.5%-0.7pp |
| Annual return | 17.58% | -40.16%+57.7pp | 4.60%+13.0pp | 73.15%-55.6pp |
| Employer contribution / active EE | $2,365 | $1,786+32.4% | $2,456-3.7% | $2,343+1.0% |
| Participant deferral / active EE | $4,676 | $2,823+65.7% | $3,548+31.8% | $3,332+40.3% |
| Admin fee / account holder | $3,766 | $4,236-11.1% | $5,417-30.5% | $4,645-18.9% |