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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,474 | $182,442-82.7% | $163,379-80.7% | $138,895-77.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | -1.69% | 72.74%-74.4pp | 63.41%-65.1pp | 145.39%-147.1pp |
| Employer contribution / active EE | $5,711 | $4,159+37.3% | $3,752+52.2% | $4,194+36.2% |
| Participant deferral / active EE | $9,533 | $6,817+39.8% | $6,282+51.8% | $6,396+49.0% |
| Admin fee / account holder | $644,118 | $10,396+6096.1% | $9,818+6460.7% | $12,562+5027.4% |