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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,258 | $69,012+35.1% | $160,009-41.7% | $68,486+36.2% |
| Participation rate | 75.9% | 65.4%+10.4pp | 78.0%-2.1pp | 67.9%+8.0pp |
| Annual return | -22.09% | -9.65%-12.4pp | 408.85%-430.9pp | -7.85%-14.2pp |
| Employer contribution / active EE | $1,584 | $2,212-28.4% | $4,225-62.5% | $2,597-39.0% |
| Participant deferral / active EE | $2,904 | $4,212-31.1% | $6,183-53.0% | $4,028-27.9% |
| Admin fee / account holder | $10,047 | $4,798+109.4% | $8,715+15.3% | $5,404+85.9% |