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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,738 | $71,208+58.3% | $93,681+20.3% | $80,911+39.3% |
| Participation rate | 60.3% | 60.4%-0.1pp | 68.7%-8.4pp | 67.6%-7.3pp |
| Annual return | 14.23% | 11.27%+3.0pp | 133.47%-119.2pp | 35.63%-21.4pp |
| Employer contribution / active EE | $1,332 | $1,564-14.8% | $2,422-45.0% | $2,756-51.7% |
| Participant deferral / active EE | $8,102 | $4,035+100.8% | $4,415+83.5% | $4,297+88.5% |
| Admin fee / account holder | $41,526 | $6,951+497.4% | $8,290+400.9% | $6,935+498.8% |