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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,477 | $65,555+88.4% | $86,216+43.2% | $75,173+64.3% |
| Participation rate | 67.7% | 60.5%+7.3pp | 69.0%-1.2pp | 67.2%+0.5pp |
| Annual return | 22.15% | 46.07%-23.9pp | 1169.42%-1147.3pp | 160.72%-138.6pp |
| Employer contribution / active EE | $1,628 | $1,553+4.8% | $2,382-31.6% | $2,671-39.1% |
| Participant deferral / active EE | $8,423 | $3,023+178.6% | $3,986+111.3% | $4,126+104.1% |
| Admin fee / account holder | $366 | $5,469-93.3% | $6,853-94.7% | $5,651-93.5% |