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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,306 | $87,546+43.1% | $75,784+65.3% | $125,389-0.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -2.94% | 13.49%-16.4pp | 9.68%-12.6pp | 282.24%-285.2pp |
| Employer contribution / active EE | $4,338 | $3,930+10.4% | $3,323+30.5% | $4,866-10.9% |
| Participant deferral / active EE | $0 | $4,230-100.0% | $3,652-100.0% | $5,352-100.0% |
| Admin fee / account holder | $1,206 | $6,503-81.5% | $5,300-77.2% | $9,541-87.4% |