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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,339 | $133,981+42.1% | $112,249+69.6% | $134,532+41.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.91% | 47.16%-62.1pp | 27.48%-42.4pp | 418.27%-433.2pp |
| Employer contribution / active EE | $25,740 | $4,040+537.2% | $3,636+607.9% | $4,741+442.9% |
| Participant deferral / active EE | $1,084 | $5,292-79.5% | $4,729-77.1% | $6,401-83.1% |
| Admin fee / account holder | $1,812 | $7,492-75.8% | $6,412-71.7% | $11,429-84.1% |