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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,865 | $202,463+33.3% | $169,397+59.3% | $139,487+93.5% |
| Participation rate | 83.3% | 81.1%+2.2pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 16.44% | 532.64%-516.2pp | 406.23%-389.8pp | 373.84%-357.4pp |
| Employer contribution / active EE | $3,110 | $4,694-33.8% | $4,013-22.5% | $4,755-34.6% |
| Participant deferral / active EE | $7,039 | $6,941+1.4% | $6,223+13.1% | $6,713+4.9% |
| Admin fee / account holder | $6,804 | $10,726-36.6% | $9,017-24.5% | $11,407-40.4% |