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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,152 | $227,633+12.1% | $189,597+34.6% | $167,553+52.3% |
| Participation rate | 88.2% | 82.5%+5.7pp | 78.4%+9.8pp | 82.1%+6.1pp |
| Annual return | 13.77% | 78.45%-64.7pp | 64.20%-50.4pp | 478.89%-465.1pp |
| Employer contribution / active EE | $3,956 | $5,317-25.6% | $4,412-10.3% | $4,840-18.3% |
| Participant deferral / active EE | $8,172 | $7,003+16.7% | $6,174+32.4% | $6,343+28.8% |
| Admin fee / account holder | $1,344 | $11,879-88.7% | $9,807-86.3% | $12,316-89.1% |