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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,440 | $226,135-16.2% | $182,558+3.8% | $152,909+23.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 21.99% | 192.60%-170.6pp | 148.59%-126.6pp | 345.46%-323.5pp |
| Employer contribution / active EE | $3,468 | $4,979-30.4% | $4,076-14.9% | $4,764-27.2% |
| Participant deferral / active EE | $6,985 | $6,371+9.6% | $5,526+26.4% | $5,851+19.4% |
| Admin fee / account holder | $661 | $10,707-93.8% | $8,594-92.3% | $11,601-94.3% |