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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,117 | $27,936+4.2% | $58,561-50.3% | $75,173-61.3% |
| Participation rate | 78.3% | 38.8%+39.4pp | 50.9%+27.4pp | 67.2%+11.1pp |
| Annual return | 9.66% | 44.21%-34.6pp | 4251.33%-4241.7pp | 160.72%-151.1pp |
| Employer contribution / active EE | -$0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,502 | $1,202+25.0% | $1,923-21.9% | $4,126-63.6% |
| Admin fee / account holder | $2,981 | $1,727+72.6% | $2,520+18.3% | $5,651-47.2% |