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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,202 | $37,446-48.7% | $77,513-75.2% | $79,852-76.0% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | -12.23% | 39.76%-52.0pp | 54.81%-67.0pp | 31.72%-43.9pp |
| Employer contribution / active EE | $956 | $637+50.1% | $987-3.1% | $2,471-61.3% |
| Participant deferral / active EE | $1,569 | $1,261+24.4% | $1,861-15.7% | $3,740-58.1% |
| Admin fee / account holder | $18,074 | $2,506+621.2% | $2,859+532.2% | $5,306+240.6% |