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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,188 | $64,729-73.4% | $112,263-84.7% | $68,490-74.9% |
| Participation rate | 89.1% | 67.2%+21.9pp | 75.1%+14.0pp | 67.9%+21.2pp |
| Annual return | -15.29% | -11.40%-3.9pp | 27.49%-42.8pp | -7.85%-7.4pp |
| Employer contribution / active EE | $1,705 | $2,746-37.9% | $3,636-53.1% | $2,597-34.3% |
| Participant deferral / active EE | $2,837 | $3,566-20.4% | $4,729-40.0% | $4,028-29.6% |
| Admin fee / account holder | $1,183 | $5,222-77.4% | $6,410-81.6% | $5,403-78.1% |