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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,558 | $81,487-68.6% | $102,412-75.0% | $80,935-68.4% |
| Participation rate | 91.0% | 66.8%+24.2pp | 74.5%+16.5pp | 67.7%+23.4pp |
| Annual return | 10.54% | 25.60%-15.1pp | 24.94%-14.4pp | 35.66%-25.1pp |
| Employer contribution / active EE | $2,059 | $3,103-33.7% | $3,870-46.8% | $2,757-25.3% |
| Participant deferral / active EE | $3,420 | $3,871-11.6% | $5,060-32.4% | $4,299-20.4% |
| Admin fee / account holder | $1,196 | $6,717-82.2% | $8,388-85.7% | $6,924-82.7% |